Financing you can count on.
Forelad Financial Services is a registered Nigerian finance company built on four values that shape every loan we make: integrity, professionalism, excellence and trust.
A calmer way to borrow in Nigeria.
Forelad provides salary advances, SME loans, personal loans, working capital, equipment leasing and invoice discounting to individuals and businesses across Nigeria. We are a registered company, RC 9686107, and we lend the way we would want to borrow.
That means fair pricing, plain-language terms, and a real person on the other end of every enquiry. Decisions arrive in 24 to 48 hours, and what we quote is what you pay, with every fee in writing before you sign.

What guides every decision.
Integrity
We say what we mean and price what we quote. No hidden charges, no moving goalposts.
Professionalism
Trained people, clear processes and prompt responses. The calm of a private office.
Excellence
We sweat the details others skip, so your experience feels considered end to end.
Trust
A registered company accountable to you, not a faceless app you can't reach.
Work with a lender you can trust.
Send a short enquiry and a real person gets back to you within 24 to 48 hours.